​Open Enrollment is here, and the clock is ticking to lock in your 2026 health coverage. Whether you’re looking for an ACA Marketplace plan, a limited medical option, or extra coverage for dental, vision, or hearing, the fastest way to compare and enroll is now live at BetterHealthInsurancePlans.com.

Most Americans are paying more than they need to for health insurance — often because no one ever showed them their full subsidy eligibility or explained what options exist beyond traditional ACA plans.

At BetterHealthInsurancePlans.com, you can:

• ✅ Compare affordable plan options instantly
• 💬 Speak with licensed agents who simplify every step
• 💸 See how much subsidy help you qualify for
• 🦷 Add extras like dental, vision, hearing, and accident protection
• ⚡ Get approved today — insured tomorrow

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Our process is fast, transparent, and built around you, not the carriers.

If you miss that window, you may have to wait an entire year unless you qualify for a Special Enrollment Period.
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Now’s the time to compare your options — it takes less than 2 minutes to start.

👉 Visit BetterHealthInsurancePlans.com
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Enter your ZIP code, view personalized plan options, and get covered today.

Our agents specialize in helping individuals and families:
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• Transition off employer coverage
• Enroll in ACA plans with maximum subsidies
• Add supplemental benefits (critical illness, accident, hospital cash)
• Simplify complex coverage terms — no jargon, no pressure

We’ll make sure your coverage fits your needs and your budget.

Better Health Consulting, LLC (based in Delray Beach, FL) powers BetterHealthInsurancePlans.com.
We’re an A+ rated BBB-accredited agency and proud Elite Plus Circle of Champions 2025 member — recognized nationally for helping thousands of Americans enroll in affordable coverage.
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When you enroll through us, you’re backed by a real licensed team — not a call center script.

​Don’t wait until deadlines or rate changes.
Start your enrollment now and discover how affordable quality coverage can be.

​👉 Click here to visit BetterHealthInsurancePlans.com
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Compare plans. Talk to an agent. Get covered — all in one place.

We’re thrilled to announce that Better Health Consulting has officially achieved a 4.8⭐ Google rating and an A+ Rating from the Better Business Bureau (BBB) — two milestones that highlight our unwavering commitment to excellence, integrity, and client satisfaction.

Every review and every rating represent more than just numbers — they tell the story of real people who found trusted health coverage and personalized guidance with our team. We take pride in helping clients navigate the complexities of health insurance with transparency, patience, and care.

An A+ BBB Accreditation means we’ve met the Bureau’s highest standards for honesty, responsiveness, and business ethics — values that have guided us from day one. Combined with our 4.8-star Google rating, it reinforces that Better Health Consulting is a name clients can trust when making important coverage decisions.

We wouldn’t have reached this milestone without the amazing feedback and trust from our clients. Your reviews help us grow, improve, and stay focused on what matters most — you

As Open Enrollment approaches, we remain dedicated to delivering 5-star service to every client — helping you compare ACA Marketplace options, supplemental plans, and tailored coverage to fit your unique needs.
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If you haven’t reviewed your 2026 coverage yet, now’s the perfect time to schedule a free consultation with one of our licensed agents.

Open Enrollment for 2026 coverage runs from November 1, 2025 through January 15, 2026 — and the Better Health Consulting team is ready to help you find the right plan at the best price.
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During Open Enrollment, you can review your current coverage, explore new ACA Marketplace options, and add critical illness coverage, supplemental limited medical plans, vision, dental, and hearing benefits so you’re fully protected starting January 1st.

​• Gather your household info — birthdates, income estimate, and your current doctors or prescriptions.
• Schedule your free, no-pressure consultation before the rush.
• Ask our licensed agents how to maximize your subsidy options — many clients qualify for low premium plans through the Marketplace.

Our agents are dedicated to helping you navigate your options with transparency, care, and expertise. From reviewing your eligibility to customizing your coverage, we make sure every plan fits your needs — and your budget.

💚 Better Coverage. Better Service. Better Health.

We’re proud to announce that Better Health Consulting has officially earned an A+ rating with the Better Business Bureau (BBB) — the highest possible score for trust, transparency, and customer service excellence.

This recognition reflects our ongoing commitment to honesty, integrity, and professionalism in helping families and individuals find the right health coverage. Every member of our team works tirelessly to make the insurance process simple, affordable, and stress-free.

At Better Health Consulting, we believe that trust is the foundation of every great relationship — and this A+ rating shows that our clients and partners can continue to count on us to deliver the highest standards of service and care.
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Thank you to all of our amazing clients for your trust and continued support. We’re just getting started — and we’ll keep raising the bar for what it means to put Better Health first.

Visit our BBB profile to learn more or leave a review today!

At Better Health Consulting, our mission has always been simple — to make health insurance honest, affordable, and stress-free for families across the country. Every day, our licensed agents go above and beyond to ensure our clients understand their coverage, maximize their benefits, and feel confident in the plans they choose.
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Recently, we’ve received an outpouring of 5-star reviews from incredible clients who took the time to share their experiences:

These reviews mean the world to us — not just because they’re kind words, but because they represent real people who now have the coverage and peace of mind they deserve.

Open Enrollment is around the corner, and there’s never been a better time to see what Better Health Consulting can do for you.

📞 Call 800-209-1866
🌐 www.BetterHealthConsulting.com
✅ Honest guidance. Real savings. Better Health.

At Better Health Consulting, we believe the smartest way to lower health care costs isn’t just about negotiating better rates or cutting benefits — it’s about keeping people healthy in the first place. Prevention is not only better than cure; it’s also more cost-effective.

Chronic conditions like heart disease and diabetes account for nearly 90% of total health care costs. While many of these conditions are preventable, care often begins only after symptoms appear — when treatment is more expensive, outcomes are poorer, and complications are harder to manage.
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Preventive care changes that. With regular wellness visits, screenings, and timely interventions, health issues can be caught earlier, treated more effectively, and managed at a lower cost. The result? Healthier lives, lower claims, and stronger overall plan performance.

Many preventive services are already included in most health plans at no additional cost to members. Annual wellness visits, screenings, and vaccinations are simple yet powerful tools for maintaining long-term health. Encouraging employees or family members to take advantage of these benefits can make a measurable difference in health outcomes and financial savings.

BlueCross and its partners have embedded several programs designed to support prevention and manage chronic conditions more effectively:

• Teladoc Health® Primary360: Allows members to use telehealth as their primary care physician, making access to care more convenient.
• Teladoc Health’s Diabetes Management: Helps members effectively manage diabetes, often at little or no cost.
• Hinge Health® Digital MSK Program: Combines smart technology with expert coaching to reduce back pain, joint pain, surgeries, and even reliance on opioids.
• MSK Call Requirement Program: Requires members over 18 to consult before undergoing costly knee, hip, or spine surgeries, ensuring the most appropriate and cost-effective treatment path.
  

​These programs are not only about treatment — they are about smarter care that lowers costs for employers and improves quality of life for members.

Prevention doesn’t stop with structured programs. Simple everyday actions matter too:

• Staying up-to-date with vaccinations, like the flu shot, which protects not only yourself but also those around you.
  
• Managing existing conditions responsibly by taking medications as prescribed and attending follow-up appointments.
  
• Making lifestyle changes that reduce risk factors before they become health problems.
  

Health care should be proactive, not reactive. By prioritizing prevention, companies can reduce expenses, employees can enjoy healthier, more productive lives, and the entire system benefits from lower long-term costs.
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At Better Health Consulting, we’re committed to helping our clients and their employees embrace prevention-first strategies — because investing in health today saves money tomorrow.

​With rising medical costs, unexpected emergencies, and new coverage options available through the Affordable Care Act (ACA), protecting yourself and your family with the right plan has never been more critical.

Did you know the average cost of a 3-day hospital stay in the U.S. is over $30,000 without insurance? Even a routine doctor’s visit or lab test can be hundreds of dollars out of pocket. Health insurance helps reduce these expenses by covering preventive services, doctor visits, prescriptions, and hospital stays—saving you thousands each year.

Many people think health insurance is only for major medical events, but the truth is most plans include everyday benefits like:
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• $0 preventive care visits
• Access to low-cost virtual doctor visits
• Coverage for prescriptions
• Options for dental, vision, and hearing add-ons
  
  

This means you’re not just protected when something goes wrong—you’re also covered for the care that helps keep you healthy.

The Affordable Care Act continues to provide millions of Americans with access to affordable health coverage. Thanks to subsidies and tax credits, many families qualify for low-cost or even $0 monthly premiums. If your income or household size has recently changed, you may now qualify for better benefits than you had before.

One of the biggest mistakes people make is waiting too long. Enrollment deadlines determine when your coverage starts. For example, if you miss the cut-off for October 1st coverage, your next available start date may not be until November 1st—leaving you uncovered for weeks.
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Tip: Always enroll before the monthly deadline to avoid gaps in coverage.

Choosing the right plan can feel overwhelming, but you don’t have to figure it out alone. Our licensed agents make the process simple by:

• Reviewing your unique health and financial situation
• Comparing ACA, limited medical, and supplemental plans
• Helping you qualify for the maximum subsidies available
• Guiding you step-by-step until your plan is active

At Better Health Consulting, we believe insurance isn’t one-size-fits-all. The best plan is the one that fits your needs and your budget.

Introduction
Navigating the world of health insurance can feel overwhelming, especially with so many options available. Whether you're a first-time buyer or looking to switch plans, understanding your choices is key to finding the best coverage for your needs. In this guide, we’ll walk you through the basics of health insurance, explain the different types of plans, and help you make an informed decision when selecting coverage for you and your family.

1. Why Health Insurance Matters
Health insurance plays a critical role in managing your healthcare costs, providing coverage for both routine and emergency medical services. It helps protect you from high out-of-pocket expenses, ensuring access to essential healthcare without financial strain. From doctor visits to prescriptions, insurance is a safety net that ensures you can receive care when needed most.

2. Types of Health Insurance Plans
There are several types of health insurance plans, each designed to meet different needs. Here’s a quick breakdown:

• HMO (Health Maintenance Organization): These plans require you to choose a primary care physician (PCP) and get referrals to see specialists. They often have lower premiums but less flexibility in choosing doctors.
• PPO (Preferred Provider Organization): PPO plans offer more flexibility, allowing you to see specialists without referrals and providing coverage both in and out of network (though out-of-network care typically costs more).
• EPO (Exclusive Provider Organization): EPOs combine some benefits of HMO and PPO plans but do not cover out-of-network care, except in emergencies.
• POS (Point of Service): POS plans offer a mix of HMO and PPO features, requiring a PCP but allowing you to see out-of-network providers for a higher cost.
• High Deductible Health Plans (HDHP): These plans feature higher deductibles but lower premiums, often paired with Health Savings Accounts (HSAs) that allow you to save for future healthcare expenses tax-free.

3. Understanding the Terms: Deductibles, Copays, and Premiums

Before signing up for any plan, it's essential to understand the key terms associated with health insurance:

• Premium: This is the monthly cost you pay for your insurance coverage, regardless of whether you use medical services.
• Deductible: The amount you pay out-of-pocket before your insurance starts covering expenses. Higher deductibles often mean lower premiums.
• Copay: A fixed fee you pay for medical services, like visiting a doctor or getting a prescription. It’s important to know how much you’ll be responsible for.
• Out-of-Pocket Maximum: This is the most you will pay for covered services in a year, after which the insurance pays 100% of covered costs.

4. Choosing the Right Plan

When choosing a health insurance plan, it’s important to consider your healthcare needs and budget:

• Evaluate your health needs: Do you have a chronic condition, or do you only need basic coverage? If you visit the doctor regularly, a plan with lower copays might be best.
• Consider your budget: While low-premium plans may seem appealing, they often come with higher deductibles. Consider how much you’re willing to pay out-of-pocket if you need medical care.
• Check network coverage: Make sure the plan covers the doctors, hospitals, and pharmacies you prefer. If you have a specific doctor or hospital in mind, verify that they’re part of the plan’s network.
• Look for additional benefits: Many plans offer additional services, such as dental, vision, and wellness programs, which may be important depending on your lifestyle.

5. Key Deadlines and Enrollment Periods

When it comes to health insurance, timing is crucial. Most people sign up during the Open Enrollment Period for the Affordable Care Act (ACA) plans. Missing the deadline can result in delays or fines. If you experience a life event, like getting married or having a baby, you may qualify for a Special Enrollment Period, which allows you to apply outside of the open enrollment window.

6. How to Get Help

Choosing the right health insurance plan doesn’t have to be difficult. At BetterHealth Consulting, we specialize in guiding you through the process of selecting a plan that fits your needs and budget. Our experienced agents are here to answer your questions, help you compare plans, and ensure that you get the coverage you deserve.

Conclusion
Health insurance is an essential part of protecting your well-being and securing peace of mind. By understanding your options, reviewing the different types of plans, and considering your personal needs, you can make a confident decision for you and your family. At BetterHealth Consulting, we're here to help you every step of the way, ensuring you make the best choice for your healthcare needs.

In a major win for public health, the U.S. Supreme Court has upheld the Affordable Care Act's (ACA) provision requiring insurers to cover preventive health services at no cost to patients. This ruling ensures that millions of Americans will continue to have access to life-saving preventive care, including cancer screenings, HIV prevention, and other essential services, without having to worry about out-of-pocket expenses.

The Court's decision keeps in place a vital part of the ACA, which mandates that health insurers cover preventive services recommended by the U.S. Preventive Services Task Force (USPSTF) at no cost. This includes crucial services like:

• Pre-Exposure Prophylaxis (PrEP): A medication that dramatically reduces the risk of contracting HIV through sexual activity or needle-sharing.
• Cancer Screenings: Regular screenings for breast, cervical, and colorectal cancers, which can help detect early-stage cancer and improve survival rates.
• Other Preventive Services: Such as screenings for diabetes, heart disease, and certain immunizations, as well as counseling to maintain a healthy lifestyle.

Over 150 million people across the U.S. benefit from these no-cost preventive services, and the Court’s ruling ensures that this will continue. Preventive care is a cornerstone of public health, promoting early detection and reducing long-term healthcare costs.

This case originated from a challenge by a Texas-based business, Braidwood Management, which argued that certain preventive services, particularly PrEP, should not be mandated. The challenge centered around the structure of the U.S. Preventive Services Task Force, questioning whether the members of the Task Force needed to be appointed by the president and confirmed by the Senate.
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The Supreme Court ruled that the members of the Task Force can be appointed by the Secretary of the Department of Health and Human Services (HHS), rather than requiring presidential appointments. This decision effectively solidifies the role of the Task Force in making recommendations for preventive care that must be covered by insurers.

The Supreme Court's ruling is a significant moment for healthcare access in the U.S., particularly as the nation continues to navigate public health challenges. By ensuring that preventive services remain covered without cost-sharing, the Court is helping reduce barriers to care for millions of Americans.
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This decision also upholds the integrity of the ACA, a law that has faced numerous challenges since its inception. In fact, this ruling marks the fourth time the Supreme Court has ruled in favor of the ACA, ensuring its core provisions remain intact despite legal battles.

This ruling ensures that preventive health services will remain available to Americans at no cost, promoting better health outcomes and helping detect diseases early, when they are most treatable. It also means that we can expect continued coverage for services like PrEP, cancer screenings, and other essential preventive care, which can save lives and reduce the burden on our healthcare system.
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The Supreme Court’s decision is a critical step forward in the fight for affordable, accessible healthcare for all. With this ruling, individuals across the country can continue to access the care they need to stay healthy without the worry of prohibitive costs.

If you've recently lost your health insurance—or expect to lose it soon—you may qualify for a Special Enrollment Period (SEP) under the Affordable Care Act (ACA). That means you don’t have to wait for the next Open Enrollment window to get coverage.

A Special Enrollment Period is a window of time (usually 60 days) that opens when you experience a qualifying life event, such as:

• Losing job-based coverage
• Turning 26 and aging off a parent’s plan
• Divorce or legal separation
• Moving to a new ZIP code
• Losing Medicaid or CHIP eligibility
  
  

These life events give you the opportunity to shop for a plan on the Marketplace, potentially with $0 premiums and low deductibles--especially if your income qualifies you for extra savings.

Even if you haven’t had a major life event, you may still qualify for coverage based on income. This is one of the most overlooked paths to getting an ACA plan outside of Open Enrollment.

If your annual household income falls within the Federal Poverty Level (FPL) guidelines, you can still enroll through a Special Enrollment Period.
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📊 Below is the income chart for 2025:

For example, a family of four earning less than $46,800 per year may qualify. In Alaska and Hawaii, the limits are even higher.
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If your income falls within these limits, don’t wait — you may be eligible right now.

At Better Health Consulting, we guide clients step-by-step to:
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• Verify income eligibility
• Collect the right documents
• Enroll in a qualified plan with maximum subsidies

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You don’t have to figure this out on your own. We’re here to help.

​✅ Plans can include:
$0 doctor visits • Free virtual care • Vision and dental options • Brand-name prescriptions

​Call us today or click below to speak with a licensed agent.
We’ll check your eligibility and help you enroll in the best plan available.