"Important Update: Ascension Personalized Care Plans Ending in 2025 – What You Need to Know"

If you are currently covered by Ascension Personalized Care (APC) in Indiana, Kansas, Tennessee, or Texas, there are important changes coming in 2025. Beginning January 1, 2025, Ascension Personalized Care will no longer be offering plans on or off the exchange in these states. Members currently enrolled in an APC plan will maintain coverage until December 31, 2024. Here’s what you need to know to ensure a smooth transition to new coverage for the coming year.

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What Does This Mean for Current Ascension Personalized Care Members?

For members covered by Ascension Personalized Care, your coverage will remain active through the end of 2024, with all benefits intact until December 31. Beginning in 2025, however, APC will no longer be offering health plans in Indiana, Kansas, Tennessee, or Texas, both on the exchange and off the exchange.

While this may sound like a big change, there’s no need to worry about losing coverage. During the 2025 Open Enrollment Period, all affected members will automatically be mapped to a similar health insurance plan, ensuring that you won’t experience a gap in coverage. Additionally, you will have the option to choose a new plan yourself during Open Enrollment if you find another option that better suits your needs.

Open Enrollment 2025: What You Need to Know

The Open Enrollment Period for 2025 will take place from November 1, 2024, through December 15, 2024. If you’re currently covered by Ascension Personalized Care, you’ll want to be aware of these key dates. During this period, you can either:

• Automatically Transition to a New Plan: If you take no action, you will be mapped to a similar health insurance plan for 2025 to ensure no lapse in coverage.
• Self-Select a New Plan: If you prefer to shop for a different plan, you can visit healthcare.gov to compare and choose a new policy that starts January 1, 2025.

Regardless of the option you choose, it’s important to take action during Open Enrollment to ensure your new coverage begins seamlessly in the new year.

FAQs About the Transition for 2025

Here are some frequently asked questions (FAQs) to help guide you through this transition:

1. Is Ascension Personalized Care going away in every county or state?
Yes, Ascension Personalized Care will no longer be offering plans in any county or state beginning in 2025.

2. When will coverage with Ascension Personalized Care end?
Your coverage with APC will remain active through December 31, 2024.

3. Can exceptions be made for some members to keep APC coverage?
Unfortunately, no exceptions will be made. All members in the affected states will need to transition to a new plan for 2025.

4. When can members enroll in new Affordable Care Act (ACA) plans for 2025?
The Open Enrollment Period runs from November 1, 2024, to December 15, 2024. During this time, you can visit healthcare.gov to review, compare, and select a new ACA Individual or Family plan for 2025.

What You Should Do Next

If you’re currently covered by Ascension Personalized Care, the next steps are straightforward. As the Open Enrollment period approaches, be sure to review your options, whether that means allowing the system to automatically map you to a new plan or actively selecting a new policy yourself. The goal is to make this transition as seamless as possible, so you don’t experience any disruption in coverage or care.
If you have any questions or concerns about transitioning from APC, don’t hesitate to reach out for support. At Better Health Consulting, we’re here to help you navigate this process and ensure that you have the best coverage for your needs moving forward.

Conclusion:
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While the end of Ascension Personalized Care plans may seem like a major change, there’s no need for alarm. With automatic plan mapping and the ability to self-select new coverage during Open Enrollment, you can make the switch to a new plan without any interruptions. Be proactive, review your options, and take advantage of the upcoming Open Enrollment period to secure the best health insurance coverage for 2025.